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BOCA PATENTS BY
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Adaptive policies and protections for securing financial transaction data at rest

Invented by: Samuel A. Bailey, Jr.
Boca Raton, FL Applicant: Name City State Country Type American Express Travel Related Services Company, Inc. New York NY US

Originally Assigned to: American Express Travel Related Services Company, Inc.
New York, NY Family ID: 1000001526678
[Now assigned to . . .]

Issued:2015-12-15
Filed:2014-09-22
Application No:14492771
Examined by:Harriman; Dant Shaifer

A system, method, and computer-readable medium for challenge-response authentication are provided. A plurality of codes is received over a communication network based on input provided by way of a user interface displaying a plurality of images. An alphanumeric string is generated based on the received plurality of codes and based on a table that associates each one of the plurality of codes with a respective one of the plurality of images and with a respective one of a plurality of alphanumeric characters. A determination is made as to whether to grant authorization based on whether the generated alphanumeric string matches an alphanumeric user identifier stored in a memory device in association with a user.

[pdf] U.S. Pat. No. 9,213,975

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